Hurricane Insurance in Tampa, Clearwater, St. Petersburg, Orlando, Altamonte Springs & Neighboring Regions
Hurricane insurance can help you protect your home or business from catastrophic losses resulting from hurricanes, hurricane-force winds and excessive flooding. While there are federal coverages for major storms and floods, those are only available in instances where the President has declared a state of emergency, and when that does occur, these are essentially loans that must be paid back over time. Therefore, the hurricane insurance cost is typically much more affordable than paying for damage out-of-pocket after the storm has passed.
“But what about my homeowners insurance policy?”
Sadly, most homeowners insurance policies don’t cover damages that are the result of hurricanes or other major storms. They do not cover flood damages, and most policies don’t cover wind damage, either. Policies that do cover wind damage often require a separate hurricane deductible be met prior to covering costs.
“So, how do I ensure I am covered from catastrophic losses?”
It’s simple. Talk to a Five Brothers Insurance agent about additional hurricane insurance policies that will keep you protected if a major storm hits your home or business.
“How much does hurricane insurance cost?”
That will depend on your coverage requirements, policy options, property value and more. First, you will need to decide if you’d like to purchase a flood insurance plan, windstorm insurance policy, or both. If you live in a coastal community that is likely to sustain high winds, windstorm insurance is vital, and your elevation level can help you determine if and when a food insurance policy is advised.
At Five Brothers Insurance, our agents will work closely with you to help you choose the policy options that best meet your needs. We have decades of experience, and as an independent, family-owned and operated agency, we are able to shop the world’s best carriers to find you the policies that best meet your needs.
If you own a home or business in Tampa, Clearwater, St. Petersburg, Orlando, Altamonte Springs or the neighboring regions and are interested in learning more about hurricane insurance or requesting a quote, contact Five Brothers Insurance today. We look forward to serving you!