Building Insurance for Tampa, Oldsmar, Safety Harbor, Pinellas Park, Largo & Neighboring Cities
Building insurance, or buildings insurance, is vital to protecting your structural investments such as homes, investment properties and commercial buildings. It will cover your structure and foundation and is often required by mortgage companies if you are using a loan to purchase the property.
Building insurance often includes coverage for permanent fixtures including the following:
- Damage to the structure as a result of fires, lightning, earthquakes and more
- Malicious damage caused by trespassers or non-owners
- Sinks, showers, etc.
- Gates, fences, pavements, etc.
While building insurance can be business or house insurance, there are distinct differences in the coverage amounts you might need for each, and we can help you determine the appropriate amount for your property. House insurance may require smaller or larger amounts than a standard business building policy, depending on the size of the structure and cost of materials used.
Your belongings are not covered by building insurance policies and require a separate contents policy or a policy that combines the two. In addition, floods caused by natural disasters are also not included. Therefore, those in flood prone regions are best advised to consider supplementing their contents and building coverage with excess flood insurance coverage.
Five Brothers Insurance can help you navigate the often confusing jargon in the insurance industry and will provide recommendations that are unique to your individual needs and circumstances. With decades of experience, our team has the knowledge and skill to determine the exact plans that will best suit your coverage goals and can help you compare plans to choose the optimal policy for you.
We are proud to serve residents and business owners in Tampa, Oldsmar, Safety Harbor, Pinellas Park, Largo and the neighboring cities and have become a single source for all of their insurance needs. Policyholders come back to us time and again for all of their insurance policies, whether they need house insurance, boat insurance, renters insurance, liability insurance, workers compensation insurance, auto insurance or anything in between. Contact us today to speak with an insurance expert and protect your biggest investments with building insurance, contents insurance, flood insurance and more. We look forward to providing you with insurance plans and will work hard to provide you with the best rates available in the market today.