Commercial Insurance for Tampa, St. Petersburg, Clearwater, Dunedin, Tarpon Springs & Neighboring Cities
Commercial insurance can refer to any number of insurance policies. From commercial property insurance and professional liability insurance to workers compensation insurance and more, there are several policies that employers either must have or should consider having to protect their business and personal assets.
Commercial Property Insurance
Commercial property insurance covers a business’ building and contents from a variety of losses, such as theft, fire and vandalism. It will also often cover losses from flooding caused by faulty pipes and appliances. Typically, your furniture, equipment, inventory, signage and structural properties will all be covered by standard property policies. However, if you think you may need additional coverages, be sure to speak to your insurance agent about the optional policies that may be available.
Professional Liability Insurance
Also commonly referred to as “Errors and Omissions Insurance”, this type of commercial insurance policy is ideal for people who earn their living as an expert in their field. Examples of professions needing professional liability coverage include lawyers, doctors, engineers, architects, IT personnel, mental health professionals, and many others. Essentially, this will cover you in the event you make a mistake, fail to deliver a service or are found to have been negligent while providing your services.
Workers Compensation Insurance
Workers compensation insurance is a commercial insurance policy that is a state-mandated program. Should an employee be injured or disabled while performing their job duties or on the job site, they are entitled to compensation for their injuries. Workers compensation insurance typically covers medical care, lost wages, permanent injury compensation, and, potentially, survivor benefits to families of employees who have died on the job.
If you own a business in Tampa, St. Petersburg, Clearwater, Dunedin, Tarpon Springs or the neighboring cities and are looking for new commercial insurance policies for your business, contact the experienced agents at Five Brothers Insurance today. We look forward to providing you with the superior service and support you deserve from your insurance agency.