How Much is Flood Insurance in Florida – Tampa, St. Petersburg, Clearwater, Dunedin, Tarpon Springs & Beyond

how much is flood insurance in floridaIf you are new to the state or moving to a flood prone region, you may find yourself wondering, “ How much is flood insurance in Florida ?” Luckily, Five Brothers Insurance is here to help.

How Much is Flood Insurance in Florida ?

In Florida, flood insurance rates will vary based on a variety of factors. The value of your property, whether you are insuring the structure only or also the property’s contents, your designated flood zone, and a myriad of other factors will determine the ultimate policy payment, and at Five Brothers Insurance, we can help you navigate through the application process and find you a policy that meets your coverage needs.

As an independent insurance agency, we have the ability to work with any of the world’s best carriers. Unlike other agencies who have partnered with specific carriers, we are able to find our policyholders the most affordable and comprehensive flood insurance policies available.

Is Flood Insurance Required ?

Home and commercial property owners also often find themselves wondering, “ Is flood insurance required ?” We can help answer that. Your mortgage lender may require flood insurance as part of your lending agreement. If this is the case, you will often be required to show proof of insurance at closing. It’s always a good idea, however, to verify with your lender if you are unsure of lender coverage requirements. If your lender doesn’t require coverage, then you probably aren’t required to obtain a separate flood insurance policy. But, that doesn’t mean you shouldn’t. Flood insurance is vital to protecting property owners from financial ruin in the event of catastrophic floods.

At Five Brothers Insurance, we can provide you with flood insurance policies that won’t break your bank, and we can also provide you with quotes on boat insurance, homeowners insurance, commercial insurance, hurricane insurance, and more.

If you own a home or commercial space in Tampa, St. Petersburg, Clearwater, Dunedin, Tarpon Springs or elsewhere throughout the state and have wondered, “ How much is flood insurance in Florida ?”, contact Five Brothers Insurance today to receive quotes on your property. We are the Florida insurance experts, and we treat policyholders like family.