How Much Flood Insurance Do I Need for Tampa, St. Petersburg, Clearwater, Dunedin, Tarpon Springs & Surrounding Areas

If you are trying to figure out “ how much flood insurance do I need ?” or “ how much does flood insurance cost ?”, don’t fret. The experienced, friendly and knowledgeable agents at Five Brothers Insurance can help. We are a family-owned and operated insurance agency that has helped hundreds of Florida homeowners throughout the years, and our commitment to excellence and superior customer service extends to policyholders both before and after purchasing a policy from us.

For generations, we have been the single source for all of our policyholders’ personal and commercial needs. We have a wide range of insurance policy options for both home and business owners, including life insurance, business insurance, industrial insurance, marine insurance, auto insurance, homeowners insurance and more.

How Much Flood Insurance Do I Need ?

To determine how much flood insurance you need, you need to first determine what you want to cover with the policy. Are you interested in insuring your structure only? Or do you want your structure’s contents (i.e. clothing, minor appliances, electronics, etc.) covered, as well? In either case, you will want to determine your property’s value or the value of the contents to ensure you choose a plan that meets your coverage requirements.

How Much Does Flood Insurance Cost ?

Just as with coverage maximums, your flood insurance cost will vary greatly, as well. Premium prices will depend on how much flood insurance you choose to get, what flood zone your property has been designated, what your property elevation is, what your property value is and much more. To receive accurate pricing, you will need to reach out to a reputable agency where an insurance agent can ask you a few, short questions to gather the information needed to provide you with an accurate quote.

At Five Brothers Insurance, we can shop around the world’s leading carriers for the optimal flood policy for you and your needs. If you own a home or commercial property in Tampa, St. Petersburg, Clearwater, Dunedin, Tarpon Springs or the surrounding areas and are interested in getting flood insurance, contact Five Brothers Insurance today to speak to an agent near you. We can help you answer the hard questions like “ how much flood insurance do I need ?” and help you choose the plan that’s right for you.